California Plastic Surgery Newport Beach California
Board Certified Plastic Surgeon Newport Beach, Orange County, CA
America
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Financing




We work with multiple lenders and offer a number of patient financing options.  Before you apply, if possible, we encourage you to speak to one of our Patient Care Coordinators.

When you are ready to apply, select a lender below.  You will also have the opportunity to apply with the other lenders. 

Feel free to check our procedure pricing or call our office at 949-644-4808, even before you come in so we can give you an estimate for the cosmetic procedures you are interested in.

Care Credit

Care CreditA GE owned financing company that will approve you for either the full amount, partial amount or nothing. You will find out within a few minutes whether you are approved and for what amount. The plan will be determined during your pre-operative appointment. Cruise Plastic Surgery offers plans from 12 to 60 months with 14.9% as well as 3, 6 and 12 months 0% option for a limited time.

  • Fixed rates 0% and 14.9% depending on the plan you choose
  • Low monthly payments that never change
  • Terms up to 60 months
  • No prepayment penalty
  • No hassle application
  • Wide selection of payment plans to fit your budget APPLY NOW


Sharper Image LoanApply or Sharper Image Loan

Our Sharper Image Loan’s low rates make elective surgery more affordable — and its fixed rates ensure that your payment will never increase! 

  • Interest Rates as low as 11.49%
  • Terms up to 60 months
  • Loan Amounts up to $25,000 or 3 times gross monthly income of primary applicant whichever is less. 
  • To be eligible to apply for this loan the applicant must either live, work or pray in San Diego or Riverside CountyAPPLY NOW


Chase Health Advance

Chase Health AdvanceNow there's a practical, affordable way to get the care you deserve: flexible payment plans from ChaseHealthAdvance. Let us help you make it happen with no interest and extended payment plans, with no down payment.

  • Instant credit decisions
  • No interest payment plans for 3, 6, 12, 18 and 24 months
  • Extended payment plans up to 48 months
  • Revolving lines of credit
  • No down payment. APPLY NOW

 


eFlex Program

If you are not able to obtain approval for the desired amount through Care Credit, you may be offered the eFlex program through eMedicalLending. This will be determined after you have applied for one of the above options. The eFlex Program may have processing fees. Please give us a call if you have already applied for the above options and were not approved or not approved for the full amount. We will provide you detailed information about the eFlex program.

 

http://www.ljcsc.com/wp-content/uploads/2010/09/emedical.pngOur patient financing program is powered by eMedical Lending, Inc.  eMedical Lending is revolutionary lending platform that connects doctors and patients with multiple sources of financing.


Other Options

If you have already been approved for a different form of financing,please call us at 949-644-4808, we will be happy to look into it and see if we can accept this form of payment.

 

 

  Application Process Next >>

Joseph T. Cruise, M.D.
Board Certified Plastic Surgeon
2081 San Joaquin Hills Road
Newport Beach, CA 92660

949-644-4808


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Recent News

Dr. Cruise appeared on
Fox 11, Jan. 23rd.

Click image to watch video

American Health Front will be airing a special on Gynecomastia

Watch Dr. Cruise on Discovery Health July 5th at 12pm and 4pm.
Maximum Makeover

American Health Journal, Interview with Dr. Cruise on Silicone Breast Implants - Watch Video 

Silicone breast implants

Watch Dr. Cruise on Discovery Health Channel

Plastic Surgery Before and After

Episodes:
- Revision Decision
April 22 @ 10 pm
April 23 @ 1 am
April 28 @ 2 pm

- Maximum Makeover
May 5

In January 2007, Dr. Cruise has been interviewed on American Health Journal
KOCE & KVRC regarding silicone breast implants.

Perception of the Injection

ASPS Survey Reveals Women Confused but Drawn to Facial Injectables

Plastic Surgery For Teenagers

Teenagers often have plastic surgery to improve physical characteristics they feel are awkward or flawed, that if left uncorrected, may affect them well into adulthood. Teens tend to have plastic surgery to fit in with peers, to look similar. Adults tend to have plastic surgery to standout from others.

Cosmetic Surgery Tourism

Cosmetic surgery tourism is a price-driven phenomenon that has experienced increased growth over the past decade.

Considerations Before Plastic Surgery

Although millions of people have plastic surgery every year without complications, no surgical procedure is risk-free.

Study Reveals Who Is Really Considering Plastic Surgery

Hint: It’s Not Who you Think!

“It’s not just women over 50 with high incomes who are seriously considering procedures. It’s the young mom next door, the waiter who served you coffee this morning, even your coworker.”

From Restylane® To Facelifts – Checking Credentials Paramount When Choosing Cosmetic Plastic Surgery

With the U.S. Food and Drug Administration’s (FDA) approval of Restylane ® on Dec. 12, and with other fillers on the horizon, the arsenal of cosmetic plastic surgery treatments to attack wrinkles, furrows and folds continues to grow.

Breast Implant Decisions Should Be Based on Science, not Emotion, Plastic Surgery Organizations Tell FDA

FDA’s Initial Comments Still Find No Link Between Silicone Implants and Systemic Disease...

FDA Advisory Panel Recommends Conditional Approval of Mentor Silicone Gel-Filled Breast Implants

U.S. Food and Drug Administration (FDA) determined on Apr. 13, 2005, that the Mentor's silicone gel-filled breast implants are safe and effective for use in breast reconstruction and augmentation patients.

9.2 Million Cosmetic Plastic Surgery Procedures Performed in 2004

Although television makeover shows are providing exposure for cosmetic plastic surgery, the numbers show, there was'nt exponential growth in people having cosmetic procedures in 2004.

Teens Should Be 18 for Cosmetic Breast Augmentation, ASPS Recommends

In light of recent media coverage on the topic of teenagers seeking purely cosmetic breast enlargement, the ASPS has adopted a policy that is consistent with the U.S. FDA approval of saline filled breast implants for women at least 18 years old.

Procedures Not Solely for Massive Weight Loss Patients

More than 106,000 body contouring procedures were performed in 2004, up 77 percent versus 2000.

Four Paralyzed in Florida After Injecting Botulism Toxin

A Florida clinic doctor injected himself and three assistants with an unapproved and unlicensed animal research botulism toxin similar to BOTOX® Cosmetic . It resulted in total body paralysis of all four. They are alive thanks to the help of a mechanical ventilator to breath for them.


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